chhotii: (Default)
chhotii ([personal profile] chhotii) wrote2011-09-14 09:33 am

opine away...

Rich and I have been rather displeased with our bank since it morphed into Eastern Bank. We should really go elsewhere with our money.

What bank do you use? Do you like it?

[identity profile] frotz.livejournal.com 2011-09-14 01:45 pm (UTC)(link)
Cambridge Savings Bank. Yes, quite a bit.

You might want to look at the davis_square livejournal, where the topic of which banks people like has recently come up. (...though consider the population it's sampling from as well.)
drglam: Cloned kitten, in a beaker (Default)

[personal profile] drglam 2011-09-14 01:54 pm (UTC)(link)
Seconded. Also East Cambridge Savings Bank.
ext_174465: (Default)

[identity profile] perspicuity.livejournal.com 2011-09-14 02:13 pm (UTC)(link)
perhaps a bank not likely to get bought out soon?

or a credit union.

TD Bank doesn't seem to suck a lot.

#

[identity profile] radioactiverich.livejournal.com 2011-09-14 03:53 pm (UTC)(link)
Y'know in point of fact I _do_ actually have a credit union account which I have been perfectly happy with for about 20 years. Maybe it's time I shake the dust off of that?

[identity profile] chhotii.livejournal.com 2011-09-14 06:03 pm (UTC)(link)
But don't you have to drive to Danvers or somewhere to transact any business?

Can we do a joint account there?
ceo: (Default)

[personal profile] ceo 2011-09-14 07:04 pm (UTC)(link)
I'm at the same CU, and while going there is a giant pain (Lowell, Danvers, Framingham), I almost never have to do so. [livejournal.com profile] gosling and I set up a joint account there in addition to the personal account I already had, and set it up so we can do transfers between them online.

[identity profile] radioactiverich.livejournal.com 2011-09-14 08:14 pm (UTC)(link)
The Lowell office is really just a pain rather than a huge pain to visit, and I'm sure they'd open a joint account if we asked reeeeeeeally nicely.

A few ideas

[identity profile] sweetmmeblue.livejournal.com 2011-09-14 10:37 pm (UTC)(link)
There is the DCU with a branch near the Burlington mall.
There is ING direct, online back and you can use almost any ATM and they eat the fees but there are no branches to go into.
We just changed to Sovereign and they have a lot of branches in the area.

[identity profile] candle-light.livejournal.com 2011-09-14 10:45 pm (UTC)(link)
We use Sovereign. They've been fine, but we don't have complicated banking needs.

[identity profile] deguspice.livejournal.com 2011-09-15 01:55 am (UTC)(link)
What a coincidence, I use the same credit union! :)

I still have the account that I opened 20 years go, we also have a joint checking account with them (and we can transfer money between the two accounts). I've never had a problem with them, and when I've called or emailed them with a question they've been very responsive.

NTWCU (http://www.nmtw.org) allows online check deposits with a scanner connected to your computer, so I rarely have to go to their offices.

If you need a HELOC or car loan, they have very good rates.

[identity profile] frotz.livejournal.com 2011-09-15 03:47 am (UTC)(link)
I should add that the closest CSB branch is on 3A in Burlington a bit south of 62. It's a bit of an anomaly, geography-wise, but handy.

They seem big and stable and have claimed fairly directly to not be looking to be bought out, fwiw.

Re: A few ideas

[identity profile] istemi.livejournal.com 2011-09-16 04:25 am (UTC)(link)
I use Digital Credit Union and ING as well, and am happy with both. There's another DCU in Andover.

What kind of transactions do you do in person? I do almost zero, so I look for good online services, and a branch office in easy driving distance.

Paychecks are direct deposited to ING, and effortlessly transfered from there to DCU. I've done Bill Payer on both ING and DCU. DCU is a little behind ING for online services, but they tend to catch up to ING's offerings eventually.

DCU includes free use of Finance Works, which is helping me track my spending. ( The expense notebook thing never sticks for me.)

ING will send paper checks, or an electronic person-to-person check. I have my rent check on autopay now, and my landlord accepts it online.

Both have good customer service and no ridiculous fees. DCU refunds a certain number of ATM fees. I haven't gotten around to using ING's ATMs.